It is becoming more and more popular in China. It has made people's daily life very convenient. Most of us are used to paying by scanning QR codes. By mobile payment, we can pay easily and quickly wherever we go. We can have dinner in a restaurant and pay by scanning QR codes with our phones. In a cinema, we can buy our tickets in the same way. Mobile payment is changing our life. However, we should spend money wisely. First of all, we should think twice about what we want to buy. Next, we should learn to save and buy what we can afford. Last but not least, we should spend our money on what we really need instead of buying everything we want.