一、李明的叔叔前几天给他讲述了资产与负债的区别，让他明白了如何理财和实现财务独立，他正在向大家讲述自己的此次经历，一起来看看具体细节。
My dad always told me, “Money is the 1 to happiness.” But my rich uncle, whom I called “Rich Dad”, had a(n) 2 opinion. He took me to places to teach me about money and its power.
One day, Rich Dad took me to the 3. He showed me his bank accounts and explained how he 4 his money. “Look,” he said, “I don’t work for money. Money works for me.”
“But how do you know what to do with 5 money?” I asked.
“6 education,” he replied. “It’s important to learn about money and how it works. School doesn’t teach you that.”
Rich Dad also 7 the difference between assets(资产) and liabilities(负债). He explained that most people think they are buying assets 8 they buy liabilities, like a big 9 with a mortgage(按揭贷款) or an expensive car.
“So, 10 should I do to become financially independent?” I asked.
“Focus on building assets,” he said. “Start from 11 things and invest in things that you understand and believe in. Over time, your assets will 12 and you’ll be able to live the life you want.”
Rich Dad’s 13 made a big impression on me. I realized that money isn’t just something to spend or 14. It is a tool that can help me achieve my 15.
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My dad always told me, “Money is the 1 to happiness.” But my rich uncle, whom I called “Rich Dad”, had a(n) 2 opinion. He took me to places to teach me about money and its power.
One day, Rich Dad took me to the 3. He showed me his bank accounts and explained how he 4 his money. “Look,” he said, “I don’t work for money. Money works for me.”
“But how do you know what to do with 5 money?” I asked.
“6 education,” he replied. “It’s important to learn about money and how it works. School doesn’t teach you that.”
Rich Dad also 7 the difference between assets(资产) and liabilities(负债). He explained that most people think they are buying assets 8 they buy liabilities, like a big 9 with a mortgage(按揭贷款) or an expensive car.
“So, 10 should I do to become financially independent?” I asked.
“Focus on building assets,” he said. “Start from 11 things and invest in things that you understand and believe in. Over time, your assets will 12 and you’ll be able to live the life you want.”
Rich Dad’s 13 made a big impression on me. I realized that money isn’t just something to spend or 14. It is a tool that can help me achieve my 15.
(
C
)1. A. idea B. fact C. key D. need(
C
)2. A. same B. amazing C. different D. terrible(
A
)3. A. bank B. school C. park D. museum(
B
)4. A. spent B. managed C. enjoyed D. described(
D
)5. A. her B. my C. his D. your(
A
)6. A. Through B. Inside C. Without D. For(
B
)7. A. worried about B. talked about C. learnt about D. knew about(
B
)8. A. since B. when C. before D. after(
D
)9. A. room B. space C. family D. house(
A
)10. A. what B. how C. which D. why(
C
)11. A. quick B. fast C. small D. big(
B
)12. A. change B. grow C. buy D. sell(
A
)13. A. words B. languages C. grades D. classes(
C
)14. A. play B. cut C. save D. make(
B
)15. A. ways B. dreams C. skills D. styles答案：1. C 【解析】此处表示“钱是幸福的关键”。the key to sth 是固定搭配，意为“……的关键；通往……的途径”，贴合全文讨论金钱与人生幸福、生活目标的关系，符合语境。
2. C 【解析】根据“But”表示转折可知，上文父亲的金钱观念和下文叔叔的完全相反，即叔叔有不同的观点。different 意为“不同的”。
3. A 【解析】根据后句中“He showed me his bank accounts”可知，他带李明去了银行，展示了他的银行账户。
4. B 【解析】根据下文中“I don't work for money. Money works for me.”可知，叔叔是在讲解他如何打理自己的钱财。manage 意为“管理，打理”，符合语境。
5. D 【解析】此处是李明与叔叔之间面对面地对话，应用第二人称 your。
6. A 【解析】此处是回答上文的“how do you know what to do with...”，且下文中“It's important to learn about money and how it works.”说明了学习理财知识是途径，应用介词 through，表示通过某种方式。
7. B 【解析】下文中“He explained that most people think they are buying assets 8 they buy liabilities... with a mortgage or an expensive car.”完整解释两者的不同概念，所以叔叔是在谈论(talked about)资产与负债的区别。
8. B 【解析】空后的“they buy liabilities”和空前的“most people think they are buying assets”提示此处表示“在购买负债时”，空处应用 when 引导时间状语从句。
9. D 【解析】此处指比如背负房贷的大房子或是昂贵的汽车。根据空后的“with a mortgage”并结合选项可知，让人们背负贷款的物品是房子(house)。
10. A
11. C 【解析】下文中“Over time”体现循序渐进，所以这里是说从小事开始积累，因此选 small，意为“小的”。
12. B 【解析】根据空后的“you'll be able to live the life you want”可知，资产会不断增值，这样你才能过上想要的生活。grow 意为“增长”，符合语境。
13. A 14. C
15. B 【解析】根据空前的“achieve”可知，此处是说“金钱是帮助我实现梦想(dreams)的工具”。
2. C 【解析】根据“But”表示转折可知，上文父亲的金钱观念和下文叔叔的完全相反，即叔叔有不同的观点。different 意为“不同的”。
3. A 【解析】根据后句中“He showed me his bank accounts”可知，他带李明去了银行，展示了他的银行账户。
4. B 【解析】根据下文中“I don't work for money. Money works for me.”可知，叔叔是在讲解他如何打理自己的钱财。manage 意为“管理，打理”，符合语境。
5. D 【解析】此处是李明与叔叔之间面对面地对话，应用第二人称 your。
6. A 【解析】此处是回答上文的“how do you know what to do with...”，且下文中“It's important to learn about money and how it works.”说明了学习理财知识是途径，应用介词 through，表示通过某种方式。
7. B 【解析】下文中“He explained that most people think they are buying assets 8 they buy liabilities... with a mortgage or an expensive car.”完整解释两者的不同概念，所以叔叔是在谈论(talked about)资产与负债的区别。
8. B 【解析】空后的“they buy liabilities”和空前的“most people think they are buying assets”提示此处表示“在购买负债时”，空处应用 when 引导时间状语从句。
9. D 【解析】此处指比如背负房贷的大房子或是昂贵的汽车。根据空后的“with a mortgage”并结合选项可知，让人们背负贷款的物品是房子(house)。
10. A
11. C 【解析】下文中“Over time”体现循序渐进，所以这里是说从小事开始积累，因此选 small，意为“小的”。
12. B 【解析】根据空后的“you'll be able to live the life you want”可知，资产会不断增值，这样你才能过上想要的生活。grow 意为“增长”，符合语境。
13. A 14. C
15. B 【解析】根据空前的“achieve”可知，此处是说“金钱是帮助我实现梦想(dreams)的工具”。
解析：
【分析】
做完形填空需先通读全文把握主旨，本文围绕作者通过叔叔的教导理解理财与财务独立的道理展开；再逐空结合上下文语境、固定搭配、逻辑关系（如转折、对话人称等）分析选项：第1题依据固定搭配the key to确定；第2题通过转折连词but判断；第3题由后文银行账户的提示确定；第5题结合对话的第二人称语境选择；其余题目依次通过词汇词义、介词用法、连词逻辑等推导，最终验证全文逻辑通顺。
【解析】
1. 选C：固定搭配the key to sth意为“……的关键”，此处表示钱是幸福的关键，符合语境。
2. 选C：由转折连词but可知，父亲的金钱观念与叔叔的完全不同，different符合语境。
3. 选A：根据后文“his bank accounts（他的银行账户）”可知，叔叔带作者去了银行。
4. 选B：结合后文“I don’t work for money. Money works for me.”可知，叔叔在讲解如何打理钱财，manage意为“管理、打理”，符合语境。
5. 选D：此处是作者与叔叔面对面对话，应用第二人称your。
6. 选A：此处表示“通过教育（学习理财知识）”，through表方式，符合语境。
7. 选B：后文解释了资产与负债的区别，说明叔叔在谈论两者的不同，talk about符合语境。
8. 选B：此处表示“当人们购买负债时却误以为自己在买资产”，when引导时间状语从句，符合逻辑。
9. 选D：根据后文“with a mortgage（按揭贷款）”可知，背负按揭的是房子，house符合语境。
10. 选A：此处询问“我该做什么来实现财务独立”，what作do的宾语，符合句式。
11. 选C：结合后文“Over time（随着时间推移）”可知，要从小事开始积累，small符合语境。
12. 选B：资产会不断增长，才能过上想要的生活，grow意为“增长”，符合语境。
13. 选A：叔叔的话给作者留下了深刻印象，words符合语境。
14. 选C：此处表示钱不是只用来花或存，save意为“储存”，符合语境。
15. 选B：achieve dreams意为“实现梦想”，符合语境。
【答案】
1.C 2.C 3.A 4.B 5.D 6.A 7.B 8.B 9.D 10.A 11.C 12.B 13.A 14.C 15.B
【知识点】
英语完形填空、固定搭配、词义辨析
【点评】
本文为理财主题的完形填空，通过故事语境考察学生对词汇、固定搭配及上下文逻辑的理解，解题需先通读全文把握主旨，再结合语境逐一分析，难度适中，适合初中阶段学生练习。
【难度系数】
0.6
做完形填空需先通读全文把握主旨，本文围绕作者通过叔叔的教导理解理财与财务独立的道理展开；再逐空结合上下文语境、固定搭配、逻辑关系（如转折、对话人称等）分析选项：第1题依据固定搭配the key to确定；第2题通过转折连词but判断；第3题由后文银行账户的提示确定；第5题结合对话的第二人称语境选择；其余题目依次通过词汇词义、介词用法、连词逻辑等推导，最终验证全文逻辑通顺。
【解析】
1. 选C：固定搭配the key to sth意为“……的关键”，此处表示钱是幸福的关键，符合语境。
2. 选C：由转折连词but可知，父亲的金钱观念与叔叔的完全不同，different符合语境。
3. 选A：根据后文“his bank accounts（他的银行账户）”可知，叔叔带作者去了银行。
4. 选B：结合后文“I don’t work for money. Money works for me.”可知，叔叔在讲解如何打理钱财，manage意为“管理、打理”，符合语境。
5. 选D：此处是作者与叔叔面对面对话，应用第二人称your。
6. 选A：此处表示“通过教育（学习理财知识）”，through表方式，符合语境。
7. 选B：后文解释了资产与负债的区别，说明叔叔在谈论两者的不同，talk about符合语境。
8. 选B：此处表示“当人们购买负债时却误以为自己在买资产”，when引导时间状语从句，符合逻辑。
9. 选D：根据后文“with a mortgage（按揭贷款）”可知，背负按揭的是房子，house符合语境。
10. 选A：此处询问“我该做什么来实现财务独立”，what作do的宾语，符合句式。
11. 选C：结合后文“Over time（随着时间推移）”可知，要从小事开始积累，small符合语境。
12. 选B：资产会不断增长，才能过上想要的生活，grow意为“增长”，符合语境。
13. 选A：叔叔的话给作者留下了深刻印象，words符合语境。
14. 选C：此处表示钱不是只用来花或存，save意为“储存”，符合语境。
15. 选B：achieve dreams意为“实现梦想”，符合语境。
【答案】
1.C 2.C 3.A 4.B 5.D 6.A 7.B 8.B 9.D 10.A 11.C 12.B 13.A 14.C 15.B
【知识点】
英语完形填空、固定搭配、词义辨析
【点评】
本文为理财主题的完形填空，通过故事语境考察学生对词汇、固定搭配及上下文逻辑的理解，解题需先通读全文把握主旨，再结合语境逐一分析，难度适中，适合初中阶段学生练习。
【难度系数】
0.6