(D) A money expert in the USA is giving a speech about money management to American students. Read her speech script. Write a T if a sentence is true, an F if it is false or an NM if it is not mentioned in the text.
Hi, students. Today we're going to talk about how to be smart with your money. Good money management today can save you a lot of trouble in the future.
My first tip? Save, save, save. We all need to save money for a rainy day. Set a clear goal for how much you want to save. It can help you keep saving. And when you are shopping, always compare prices and look for sales.
Next, make a budget for the year. You can start by asking yourself some simple questions. What do I need to buy this year? What do I want to buy? How much money do I have? When you are making your budget, focus on your needs, not your wants. Make sure you have enough money to cover your needs.
Try to get a job, even a small one! There are lots of easy jobs for teens out there, like dog walking or house cleaning. Having a job can help you feel in control of your own money.
There are many more great tips about managing money, but these three tips are a great place to start!
1 The money expert always saves 20% of her money.
2 Having a savings goal can help people save money.
3 When you make a budget, you should know how much money you have.
4 The speaker thinks teens should not get jobs, even small ones.
5 The speaker gives three important tips about money management.
Hi, students. Today we're going to talk about how to be smart with your money. Good money management today can save you a lot of trouble in the future.
My first tip? Save, save, save. We all need to save money for a rainy day. Set a clear goal for how much you want to save. It can help you keep saving. And when you are shopping, always compare prices and look for sales.
Next, make a budget for the year. You can start by asking yourself some simple questions. What do I need to buy this year? What do I want to buy? How much money do I have? When you are making your budget, focus on your needs, not your wants. Make sure you have enough money to cover your needs.
Try to get a job, even a small one! There are lots of easy jobs for teens out there, like dog walking or house cleaning. Having a job can help you feel in control of your own money.
There are many more great tips about managing money, but these three tips are a great place to start!
1 The money expert always saves 20% of her money.
2 Having a savings goal can help people save money.
3 When you make a budget, you should know how much money you have.
4 The speaker thinks teens should not get jobs, even small ones.
5 The speaker gives three important tips about money management.
答案：1. NM
2. T
3. T
4. F
5. T
2. T
3. T
4. F
5. T
解析：
【分析】
本题为英语阅读理解判断正误题，解题思路为：先通读全文把握主旨，再逐句将题目表述与原文内容进行比对，判断每句是正确（T）、错误（F）还是未提及（NM）。具体步骤：1. 定位每个题目句子在原文中的对应段落；2. 对比句子表述与原文细节是否一致，一致则为T，表述矛盾则为F，无相关对应内容则为NM；3. 汇总各题判断结果。
【解析】
1. 题目1表述“理财专家总是存20%的钱”，原文仅提及要储蓄、设定储蓄目标，未提及“存20%的钱”这一具体内容，故判断为NM；
2. 题目2表述“有储蓄目标能帮助人们存钱”，原文第二段明确提到“Set a clear goal for how much you want to save. It can help you keep saving.”，与题目表述一致，故判断为T；
3. 题目3表述“做预算时应该知道自己有多少钱”，原文第三段提到做预算时需思考的问题包括“How much money do I have?”，说明做预算时要明确自己的资金量，与题目表述一致，故判断为T；
4. 题目4表述“演讲者认为青少年不该找工作，哪怕是小工作”，原文第四段明确说“Try to get a job, even a small one!”，与题目表述完全相反，故判断为F；
5. 题目5表述“演讲者给出三个重要的理财建议”，原文最后一段提到“these three tips are a great place to start”，说明确实给出了三个重要理财建议，与题目表述一致，故判断为T。
【答案】
1. NM
2. T
3. T
4. F
5. T
【知识点】
阅读理解判断正误、细节理解
【点评】
本题考查学生对英语文本细节的定位与理解能力，要求学生能准确抓取原文关键信息并进行对比判断，属于基础阅读题型，难度适中。
【难度系数】
0.6
本题为英语阅读理解判断正误题，解题思路为：先通读全文把握主旨，再逐句将题目表述与原文内容进行比对，判断每句是正确（T）、错误（F）还是未提及（NM）。具体步骤：1. 定位每个题目句子在原文中的对应段落；2. 对比句子表述与原文细节是否一致，一致则为T，表述矛盾则为F，无相关对应内容则为NM；3. 汇总各题判断结果。
【解析】
1. 题目1表述“理财专家总是存20%的钱”，原文仅提及要储蓄、设定储蓄目标，未提及“存20%的钱”这一具体内容，故判断为NM；
2. 题目2表述“有储蓄目标能帮助人们存钱”，原文第二段明确提到“Set a clear goal for how much you want to save. It can help you keep saving.”，与题目表述一致，故判断为T；
3. 题目3表述“做预算时应该知道自己有多少钱”，原文第三段提到做预算时需思考的问题包括“How much money do I have?”，说明做预算时要明确自己的资金量，与题目表述一致，故判断为T；
4. 题目4表述“演讲者认为青少年不该找工作，哪怕是小工作”，原文第四段明确说“Try to get a job, even a small one!”，与题目表述完全相反，故判断为F；
5. 题目5表述“演讲者给出三个重要的理财建议”，原文最后一段提到“these three tips are a great place to start”，说明确实给出了三个重要理财建议，与题目表述一致，故判断为T。
【答案】
1. NM
2. T
3. T
4. F
5. T
【知识点】
阅读理解判断正误、细节理解
【点评】
本题考查学生对英语文本细节的定位与理解能力，要求学生能准确抓取原文关键信息并进行对比判断，属于基础阅读题型，难度适中。
【难度系数】
0.6