解$:(1)$因为$AC = 3BC,$$AB + BC = AC,$
所以$AB = 2BC。$
所以$BC=\frac {1}{2}AB=\frac {1}{2}×20 = 10(\mathrm {cm})。$
所以$DB = AC = 3BC = 3×10 = 30(\mathrm {cm})。$
所以$DC = DB + BC = 30 + 10 = 40(\mathrm {cm}) $
$(2)$由$(1),$得$BC = 10\ \mathrm {cm},$$DC = 40\ \mathrm {cm}。$
因为$M$是线段$AB$的中点,
所以$MB=\frac {1}{2}AB = 10\ \mathrm {cm}。$
所以$MC = MB + BC = 10 + 10 = 20(\mathrm {cm})。$
所以$MC=\frac {1}{2}DC。$
所以$M$是线段$DC$的中点