解:$(2)$根据题意,得当$0\leq x\leq 4$时,$y = 10x;$
当$x>4$时,$y = 4×10+(x - 4)×10×0.6 = 6x + 16$
∴$y$关于$x$的函数表达式为$y=\begin {cases}10x(0\leq x\leq 4)\\6x + 16(x>4) \end {cases}$
$ (3)$文文在甲超市购买$10$千克苹果需付款$6×10 + 16 = 76($元$)$
$ $文文在乙超市购买$10$千克苹果需付款$10×10×0.8 = 80($元$)$
∵$76<80,$∴文文在甲超市购买更划算